Olive Branch Payments — Merchant Processing Built for Growth
📞 Live agents available now — Time left to call today: --h --m --s · Most merchants approved same day
Fully Customizable Payment & Sales Systems

Payment Processing
That Works as Hard as You Do

Fully customizable payment and sales systems built around your business — transparent, flexible, and rooted in integrity.

24hrFund deposits
$0Setup fees
98%Approval rate
100%Custom plans
Fully Customizable Payment & Sales Systems

Payment Processing
That Works as Hard as You Do

Fully customizable payment and sales systems built around your business — transparent, flexible, and rooted in integrity.

24hrFund deposits
$0Setup fees
98%Approval rate
100%Custom plans
💰
Get Your Free Rate Analysis
Complete the form below. Your current rate is required to get started.
🔒 Files are encrypted and handled securely. Never shared.
🔒 Secure & confidential. We never sell your data.
💡 Tip: Your current processing rate is required. A monthly statement upload (optional) helps us give you the most accurate savings estimate.
Interchange-plus pricing
Free or loaner terminal options
PCI compliance included
US-based support 24/7

Our Promise

Rooted in Integrity.  Committed to Your Success.

Accepted card networks & payment methods

AMEX DISCOVER Pay Google Pay ACH Tap to Pay

Results merchants actually see

2,400+Active merchants
100%Custom-built plans
98%Approval rate
24hrTime to approval
4.9★Average merchant rating
$0Setup & cancel fees

Up and running in 3 simple steps

Most merchants are approved and processing within 24 hours.

01
Submit your application

Fill out the form above or call us. We review your current processing statements at zero cost to you.

02
Get a custom rate quote

Our analysts build a transparent side-by-side comparison showing your exact monthly savings.

03
Start saving immediately

We handle the entire switch. Your terminal or gateway goes live with zero downtime to your business.

Same-day approval available in most cases

Apply now and our team will reach out within the hour during business hours.

Everything you need to accept payments

From card-present retail to e-commerce and invoicing — every way you get paid, covered.

💳
Interchange-Plus Pricing

Pay only a small fixed margin above actual interchange. No bundled or tiered rate tricks.

🖥️
Free or Loaner Terminal Options (pending review)

Free or loaner terminal options available pending review — flexible hardware solutions for every business type.

🌐
E-Commerce Gateway

Integrates with Shopify, WooCommerce, and 200+ shopping carts out of the box.

📱
Mobile Payments

Accept swipes, taps, and keyed-entry from any iOS or Android device, anywhere.

Next-Day Funding

Funds in your bank account the following business day. No waiting on float.

🛡️
Chargeback Protection

Our team monitors disputes and fights chargebacks on your behalf, 24/7.

📊
Real-Time Reporting

Every transaction, batch, and deposit visible in our merchant dashboard on any device.

🤝
Dedicated Account Rep

One contact who knows your account and actually picks up the phone.

📄
Digital Invoicing

Send pay-by-link invoices via email or SMS. Get paid faster without chasing checks.

🔁
Recurring Billing

Set up automatic recurring charges for subscriptions, memberships, and retainers with ease.

💵
Cash Discount Program

Pass processing fees to card-paying customers and reward cash payments — fully compliant.

🏦
ACH & Bank Transfers

Accept low-cost ACH payments directly from customer bank accounts for large transactions.

Pricing Built Around You.

Every merchant's needs are different. We build fully customizable rate structures — no one-size-fits-all pricing. The ranges below are for reference only.

🔧
Built for Your Volume

Whether you process $5k or $500k/month, your plan is structured specifically around your transaction volume — not a generic tier.

🏭
Industry-Specific Rates

Retail, healthcare, restaurants, e-commerce — each industry has different risk and processing profiles. Your rate reflects your actual business.

📊
Transparent Interchange-Plus

We use interchange-plus pricing — you see exactly what the card networks charge and exactly what our margin is. No hidden bundled markups.

🤝
No Surprise Fees

PCI compliance, 24/7 support, and dedicated account management are included — not bolted on as extras after you sign.

Flexible Deal Structures

Cash discount, surcharge, tiered, flat-rate, or interchange-plus — we match the pricing model that makes the most sense for how your business operates.

💬
Let's Build Your Plan

Get a free, no-obligation quote customized to your exact business needs.

Get My Custom Quote

All pricing is fully customized to your business. Rates vary based on industry, volume, card mix, and deal structure. Submit the form above to receive your personalized quote.

Stop overpaying. Start with a custom plan built for your business.

We'll review your current setup and build a fully tailored payment solution — no commitment required to find out what's possible.

Get my custom quote →

Solutions for every type of business

🛍️Retail
🍽️Restaurants
🏥Healthcare
🛒E-commerce
🔧Home Services
🏨Hospitality
⚖️Legal & Pro
🚗Auto
💇Salons & Spas
📦Wholesale
🏋️Fitness & Gyms
🎓Education
🏗️Construction
🌿Landscaping
🐾Pet Services
🚚Trucking & Freight
📸Photography
🧹Cleaning Services
🍕Food Trucks
💊Pharmacy

Real businesses, real results

* Reviews from verified merchants. This section will be updated with client testimonials as they come in.

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Be one of our first clients and share your experience.

Your review could be here.

Be one of our first clients and share your experience.

Your review could be here.

Be one of our first clients and share your experience.

Everything you want to know before you switch

Most businesses receive same-day approval. Once approved, your terminal or gateway is typically active within 1–2 business days. Our team handles all the paperwork so there's minimal lift on your end.
No long-term contracts and no cancellation fees. We earn your business every month. If you ever want to leave, you're free to go with zero penalties — though most merchants stay because the savings speak for themselves.
Fill out the form or call us. We'll ask for 1–3 months of your current processing statements, review every line item, and show you a side-by-side comparison of what you're paying today vs. what you'd pay with us. The whole process takes under 30 minutes with zero obligation to switch.
Interchange-plus means you pay the actual cost set by Visa/Mastercard (interchange), plus a small transparent markup. This is the most honest pricing model in the industry — most merchants who switch from tiered pricing see savings on their very first statement.
All major credit and debit cards (Visa, Mastercard, Amex, Discover), contactless tap-to-pay, Apple Pay, Google Pay, ACH, and check processing. Whether you're swiping in-store, selling online, or invoicing clients, we have you covered.
No. We manage the entire transition — programming your terminal, coordinating gateway access, and training your staff. The switchover is planned for a time that works for you, and most businesses experience zero downtime.

Member Benefits

🏆 Do You Qualify for Our Rewards Program?

Ask us about exclusive rewards and benefits available to qualifying merchants. Our team will walk you through what you may be eligible for when you get your free rate analysis.

Ask About Rewards →

Ready to stop overpaying for processing?

Get your free, no-obligation rate analysis today.
Most merchants discover savings in under 10 minutes.